Terms & Conditions
1. The Promoter and the Administrator.
The promoter of the 2025 Chubb Western Australia Footy Tipping Competition (the
Competition) is Chubb Insurance Australia Limited, Grosvenor Place, Level 38,
225 George Street, Sydney, NSW, 2000, Australia ABN 23 001 642 020 (the Promoter). The administrator of
the Competition is Footy Tipping Software Pty Ltd of 10 Orrong Road,
Elsternwick, Victoria, 3185, Australia ABN 13 076 086 314 (the Administrator).
2. Who Can Enter.
Entry into the Competition is open to all Western Australia residents aged 18
years and over who are employees or directors of a brokerage company that has a
current broking account placed with the Promoter (a Broking House), or are
clients of the Promoter who receive an invitation from the Promoter to
participate in the Competition (an eligible person). Directors, management, employees or immediate
family of the Promoter or Administrator (18 years or over) may enter the Competition but are not
eligible to win any of the prizes.
3. Entry Fee.
The Competition entry fee is $30.00 (incl. GST) per person, per
season. All amounts collected
(the Entry Fee Pool) will be distributed as prizes at the conclusion of the
Competition.
4. How to Enter.
Entry to the Competition is only available by completing the registration
details at https://www.etipping.com.au/chubb-wa (the Website). An
eligible person who has entered the Competition via the Website is a
Participant.
5. Promotional Material.
Upon registration and by participating in the Competition, Participants agree
to being contacted (including via email, post or SMS) by the Promoter in
connection with this Competition, or for other promotional and marketing
purposes, during or after the Competition.
6. Privacy Policy.
Personal information collected by entering this Competition will be held and
used by the Promoter in accordance with the Promoter’s Privacy Policy available
at www.chubb.com/au
7. Competition Start and Finish.
The Competition commences at 9.00am on Friday 22 February 2025 and
concludes at 7.40pm on Tuesday 27 August 2025 when
tipping will be closed for the final Round of the AFL Home and Away
Season. The Competition will cover all of the 25
rounds conducted as part of the Australian Football
League (AFL) Home and Away Season (each a Round).
8. Entering After the Official Start Date.
Participants who register after 3.50pm (Australian Western Standard
Time) on Thursday 7 March 2025, the
cut-off time for the first round of the Home and Away Season, will
be awarded the default tips for the Rounds they missed of all teams that play
at home during the Round/s.
9. Communication during the Competition.
All communication between the Promoter and the Participant must be via the
Website and electronic mail. Registration forms or weekly tips sent to the
Promoter via any other means of communication are void.
10. Administration of the Competition.
The Promoter may email the results for each Round to each Participant, and
email reminder messages to each Participant to lodge tips before cut off times.
The Promoter will not be held responsible for any emails that are not delivered
to any Participant. Participants should not rely on any reminders from the
Promoter.
11. Tips lodgement.
Tips can only be entered into the Competition through the Website. The Promoter
takes no responsibility for a Participant’s inability to access the Website.
12. Points
Allocations.
Points awarded for a correctly tipped win : 1
Points awarded for a draw which was not tipped : 0
To avoid doubt, a draw will count as a loss by both AFL teams and no points
will be awarded,
Bonus points awarded to a Participant for correctly tipping for all games in a
Round : 1
13. Weekly Cut Off Times.
Tipping is closed on a Round by Round basis 30 minutes before the first game of
the Round (the Cut Off). Tips entered before the deadline may be amended
provided the changes are completed prior to Cut Off.
14. Default Tips.
Participants who fail to enter tips will be awarded the default tips of all
teams that play at home during the Round/s with a default predicted winning
margin of 99.
15. Weekly Prizes.
Rounds 0 – 24: Weekly Prize - $20.00(Weekly Prize).
The Participant who has selected all 9 (4 games in round 0, 6 games in rounds 14 and 15, 7 games in round 12, 8 games in round 2,3,5,6 and 13) winners
in each Round will win from the Entry Fee Pool cash to the value of $20. The Weekly
Prize will be handed out at the End of Season Function on a date and at a
location to be advised by the Promotor.
In the event that no Participant selects all 9 (4 games in round 0, 6 games in rounds 14 and 15, 7 games in round 12, 8 games in round 2,3,5,6 and 13) winners in each Round, the Weekly Prize
will jackpot to the following week and will continue to do so until there is a
Weekly Prize winner.
If there is more than one Participant who has selected all 9 (4 games in round 0, 6 games in rounds 14 and 15, 7 games in round 12, 8 games in round 2,3,5,6 and 13) winners in
any Round, the Participant whose predicted margin is closest to the winning
margin in the game specified is the Weekly Winner and will receive the weekly
prize. If that does not break the tie, the tied Participants will share the
prize equally between them.
If a Participant does not enter all tips for a Round then they cannot
qualify for the Weekly Prize.
16. Knockout Prizes
The Knockout Competition will be conducted as follows:
(a) in each Round, Participants may also participate in the
Knockout Competition by nominating one team that the Participant considers will
win their game that Round (Knockout Tip), unless they have already been
eliminated from the Knockout Competition in accordance with this paragraph.
(b) Participants who select a winning team as their Knockout
Tip for that Round (in accordance with these terms and conditions) will
progress to the next Round. Participants who select a losing team as their
Knockout Tip for that Round will be eliminated from the Knockout Competition;
and
(c) the same process as set out in (b) above will be
repeated for each of the remaining Rounds, until the last Round or until the
final round in which there is any Participant remaining who has not been
eliminated (Knockout Prize Winner).
The Knockout Prize Winner will win from the Promoter cash to the value of 15%
of the Entry Fee Pool (Knockout Prize). If there is more than one Knockout
Prize Winner at the end of the last Round, the Knockout Prize will be shared
equally between them.
To avoid doubt, eligible Participants must submit a Knockout Tip for every
Round during the Competition period in order to be eligible to win the Knockout
Prize. Failure to submit a Knockout Tip will result in the Participant being
eliminated from the Knockout Competition.
17. End of Season Prizes.
The Competition prizes are:
First Prize - $750, plus 40% of the Entry Fee Pool
Second Prize - $250, plus 25% of the Entry Fee Pool
Third Prize – 20% of the Entry Fee Pool
18. Determining the Overall Winners.
The eligible Participant who has scored the highest number of points
(calculated in accordance with clause 12), taking into account all points for
all Rounds ("First Prize Winner"), will win from the Promoter the
First Prize referenced in clause 18 above, payable by gift card and cash.
The eligible Participant who has scored
the second highest number of points (calculated in accordance with clause 12)
taking into account all points for all Rounds ("Second Prize
Winner"), will win from the Promoter the Second Prize referenced in clause
18 above, payable by gift
card and cash.
The eligible Participant who has scored
the third highest number of points (calculated in accordance with clause 12)
taking into account all points for all Rounds ("Third Prize Winner"),
will win from the Promoter the Third Prize referenced in clause 18 above,
payable by cash.
Each round the variance of each Participants margin prediction from the actual
margin will be calculated. The accumulated total of this variance is the
'Accumulated Margin Difference'. In the event of a tie for First, Second or
Third Prize, the prize winner will be the eligible Participant from the tied
eligible Participants who has lowest accumulated margin difference. If that
does not break the tie, the prize winner will be the eligible Participant from
the tied eligible Participants who registered in the competition on the earlier
occasion.
19. Best Broking House Prize
Judging of entries for the Best Broking House Prize will take place on the
Tuesday following the completion of all Rounds. Only Broking Houses are
eligible to win the Best Broking House Prize and there must be a minimum of
four people from the same Broking House to be eligible to win the prize. To
assess the winning Broking House, the scores of all Participants who are
employed by, or directors of a Broking House will be taken into account. The
Broking House with the highest overall median score of all its employee and
director Participants, will receive from the Promoter a hamper valued at up to
$250, inclusive of GST.
20. Date, Place and Time of Determining the Winner(s).
The winner(s) of each Weekly Prize will be determined by 10 am on the day
following the final game of each Round of the Competition, at the offices of
the Administrator and will be notified by electronic mail within seven days
after the final game of the Round.
21. End of Season Function
All Participants will be invited to attend the Promoter's end-of-season
football function on a date and at a location to be advised by the Promoter
("Event").
22. Major Prize Winners
End of Competition prize winners will receive their prizes at the Event. If a
prize winner is not able to attend the Event, they will be notified by
telephone on the day following the Event, and their details will be circulated
to all Participants via email and published on the Website on the day following
the Event. Their prize will be delivered personally, or sent via registered
mail. The Promoter takes no responsibility for prizes lost or damaged in
transit, or for any delay in delivery of prizes.
23. Unclaimed Prizes.
In the event that any prize remains unclaimed as at 12 noon on Wednesday 11 December 2025 that prize will then be
awarded to the next qualifying Participant who scored the next highest number
of points and who has not previously received an End of Season Prize. The
winner will be notified by electronic mail. This will be determined at the
offices of the Administrator and the winner’s names will be displayed on the
Website within 48 hours.
24. Dispute Resolution.
In the event of a dispute, the decision of the Promoter is final. No
responsibility is taken for lost or misdirected registrations or weekly tips.
25. Amendment of Rules.
The Promoter reserves the right to amend the rules of the Competition from time
to time as considered necessary. Individual notice of such changes shall not be
given but such changes will be recorded on the Website.
26. Enter Only Once.
Participants may not enter more than one registration. The Promoter reserves
the right to determine that a person has made more than one registration, and
to disqualify any such person from the Competition, or to delete, at its
discretion, entries so that only one entry remains.
27. Disclaimer.
The Promoter takes no responsibility for unauthorised access to any
Participant's tipping by any means, including where passwords have been
revealed to third parties. The Promoter will not be liable for any delays or
failure to perform its obligations if such a failure or delay is due to force
majeure.
28. Discretion of the Promoter.
The Promoter reserves the right to accept or reject any registrations, at its
sole discretion.
29. Alternative prize
If the Promoter is unable to provide a winner with the nominated prize, the
Promoter reserves the right to supply an alternative prize of similar monetary
value, subject to any written directions given by the Western Australia
Commission for Gambling and Racing.
30. Interference with the Competition
Any person who, in the opinion of the Promoter, tampers or interferes with the
participation mechanism in any way, or who does not properly comply with the
participation process, will be ineligible to win any prizes.
31. Promoters decision is final
The Promoter's decision in relation to any aspect of the Competition is final
and binding on each person who participates. No correspondence will be entered
into.
32. Liabilities
To the extent permitted by law, the Promoter will not be liable for any loss or
damage whatsoever (whether direct or indirect) or personal injury suffered or
sustained in connection with this Competition. The Promoter accepts no
responsibility for any tax liabilities that may arise from winning a prize.
33. The Promoter accepts no responsibility for any tips not received for any
reason during the Competition period. Tips will be deemed to be
accepted at the time of receipt and not at the time of transmission. The
Promoter is not responsible for technical difficulties with the Website and its
mechanism for recording and processing participation, and does not warrant that
they will be available at all times.
34. This is a game of skill and chance plays no part in determining
the any of the prize winners.
35. The total prize pool. The total prize pool is valued at up to $1,250,
inclusive of GST, plus the Entry Fee Pool.
36. The Website will set out details about
all Participants, including their name, company, Participant ID, team, number
of points they have scored last Round and in total and their place on the
tipping ladder. Participants agree to this information being made available on
the Website and acknowledge that it will contain details of all Participants
(so will not necessarily be an indication of who will win any prize, taking
into eligibility criteria set out in clause 2).